Even small and mid-sized companies selling products online are global businesses.
Let’s say you're a bike company in the Midwest.
A shop in Madrid orders some of your bikes through a third-party vendor.
You're exposed to lawsuits and claims that domestic insurance won't cover…
…such as, product liability, customer injury, injury to a traveling employee, and more—these could put you in a world of global uncertainty.
That's why you need Travelers Global Companion Plus.
From Australia to Zambia, Travelers gives you a world of global protection that can lead to a world of business success.
Seamless service and solutions save money and keep businesses focused on business. Running businesses across a few or many markets introduces complexity and can often slow down operations. Travelers is committed to delivering multinational insurance services as part of a domestic solution — including a single point of contact. We focus on delivering consistent coverage and sorting out the complexity so that you don’t have to.
What Is Global Business Insurance?
In the broadest terms, global insurance protects U.S. companies that do business abroad. In most cases, standard business insurance policies do not typically provide coverage outside of the United States. And because the level of business conducted abroad varies for each business — from limited international dealings to operating in countries worldwide — policies are customized to specific customer needs.
旅行者提供全球伴侣SM加+企业与偶然的国际公共汽车iness, as well as Controlled Master Programs (CMPs) for those companies with established operations abroad. With our breadth of coverage options, we can easily adapt to our clients' international insurance needs as their businesses grow and their risks evolve.
- Has employees who travel outside the United States.
- Exports goods or services.
- Has property outside the United States, including at foreign trade shows.
- Outsources work to subcontractors who are domiciled outside the United States.
- Stations U.S. workers at foreign offices and/or employ third-country or local nationals.
Types of Global Business Insurance
全球伴侣SM加+ is a package policy designed for U.S. firms that have foreign exposures and want to ensure that their local protection is consistent with U.S. standards. We combined property and liability products to create a solution for companies with small to large international exposures.学到更多
Almost every technology company today has international insurance exposures - and many don't know it. Doing business internationally can be complex. See how Travelers Global伴侣SM加+helps simplify international insurance for technology companies.学到更多
Controlled Master Programs (CMPs)
Controlled Master Programs are tailored for companies that have established operations abroad and require local policies to comply with an individual country's statutory insurance requirements. Local policies provide protection for each country's exposures in accordance with local laws and customs. The CMP provides a consistency of limits and coverages for the entire global program.学到更多
What Does Global Insurance for Business Cover?
- Accidental Death and Dismemberment (AD&D)
Panel Counsel referral services available to assist the named insureds in obtaining legal advice.