Global Insurance
在当今的商业世界中，没有界限。
Even small and mid-sized companies selling products online are global businesses.
Let’s say you're a bike company in the Midwest.
A shop in Madrid orders some of your bikes through a third-party vendor.
就这样，您是全球业务。
You're exposed to lawsuits and claims that domestic insurance won't cover…
…such as, product liability, customer injury, injury to a traveling employee, and more—these could put you in a world of global uncertainty.
That's why you need Travelers Global Companion Plus.
这是一项保险单，专为当今商业世界的全球现实而设计。
我们的内部专家和行业领先的合作伙伴在每个时间区域都有覆盖，所有这些都有训练有素的人，可以指导您解决国际报道和监管问题。
敏捷。高效的。无缝的。当然，合规。
From Australia to Zambia, Travelers gives you a world of global protection that can lead to a world of business success.
旅行者已经在150多个国家建立了一个领先的当地运营商和平台网络，以帮助我们的客户管理其全球保险需求。该网络通过单个联系点提供了无缝的服务交付，同时具有相关的，市场上有关每个国家 /地区合规性和覆盖问题的知识。全球市场将继续迅速变化，旅行者拥有一个响应迅速的网络，对每个本地市场的当前和深入了解。凭借30多年的经验，加上我们的财务实力，我们的目标是成为全球范围内企业的领先保险合作伙伴。
Seamless service and solutions save money and keep businesses focused on business. Running businesses across a few or many markets introduces complexity and can often slow down operations. Travelers is committed to delivering multinational insurance services as part of a domestic solution — including a single point of contact. We focus on delivering consistent coverage and sorting out the complexity so that you don’t have to.
What Is Global Business Insurance?
In the broadest terms, global insurance protects U.S. companies that do business abroad. In most cases, standard business insurance policies do not typically provide coverage outside of the United States. And because the level of business conducted abroad varies for each business — from limited international dealings to operating in countries worldwide — policies are customized to specific customer needs.
旅行者提供全球伴侣SM加+企业与偶然的国际公共汽车iness, as well as Controlled Master Programs (CMPs) for those companies with established operations abroad. With our breadth of coverage options, we can easily adapt to our clients' international insurance needs as their businesses grow and their risks evolve.
需要全球保险的企业的特征
如果企业可能需要全球保险：
- Has employees who travel outside the United States.
- Exports goods or services.
- Has property outside the United States, including at foreign trade shows.
- 拥有或租赁美国以外的车辆。
- Outsources work to subcontractors who are domiciled outside the United States.
- 拥有或运营美国以外的地点，例如销售办公室或呼叫中心。
- Stations U.S. workers at foreign offices and/or employ third-country or local nationals.
Types of Global Business Insurance
全球伴侣SM加+
全球伴侣SM加+ is a package policy designed for U.S. firms that have foreign exposures and want to ensure that their local protection is consistent with U.S. standards. We combined property and liability products to create a solution for companies with small to large international exposures.
学到更多全球伴侣加+技术公司
Almost every technology company today has international insurance exposures - and many don't know it. Doing business internationally can be complex. See how Travelers Global伴侣SM加+helps simplify international insurance for technology companies.
学到更多Controlled Master Programs (CMPs)
Controlled Master Programs are tailored for companies that have established operations abroad and require local policies to comply with an individual country's statutory insurance requirements. Local policies provide protection for each country's exposures in accordance with local laws and customs. The CMP provides a consistency of limits and coverages for the entire global program.
学到更多What Does Global Insurance for Business Cover?
根据您需要的保护水平，全球保险单可以提供：
- 财产
- Liability
- 外国志愿工人赔偿（FVWC）
- Accidental Death and Dismemberment (AD&D)
- 汽车
- 绑架和勒索
另外，还提供以下服务：
执行支持服务
为从事海外临时旅行的员工及其伴随的配偶，子女或其他旅行伴侣提供医疗，个人和旅行援助服务。
小组顾问服务
Panel Counsel referral services available to assist the named insureds in obtaining legal advice.
全球保险福利
超过四分之一1美国国内生产总值是国际商品和服务。由于许多美国企业拥抱全球机会，因此国外风险的承保范围不再是一个很好的人，而是必不可少的。然而，传统的保险单没有在国外提供足够的承保范围。在处理具有不同法律和习俗的国家的索赔时，拥有全球保险，更不用说语言了。
相关产品和解决方案
跨国公司
Whether your business has limited international dealings or operates in countries worldwide, Travelers can tailor coverages to address your exposures.
旅行ers Syndicate 5000 at Lloyd’s
旅行者承保了许多专业的商务舱，以满足全球客户的各种需求。
Global Property
旅行者为各种各样的行业提供了量身定制的物业保护解决方案。
管理和专业责任
旅行ers Management and Professional Liability offerings include a variety of products for your business.
内陆海军陆战队
Inland Marine Insurance为企业本质上的企业物业提供保护，或者需要独特的估值。
Ocean Marine
海洋和内陆运营的覆盖范围，包括海洋服务供应商，海洋运输和建筑，海洋货物和豪华游艇所有者。
保证
With over 100 years in the surety business, we have the expertise to help you with all of your bonding needs.
洞察力和专业知识
业务连续性计划
当网格降低时，您的连续性计划必须升起，以便您可以尽快恢复到所在地区的电力。
高科技制造商如何为全球风险做准备
从全球产品责任到供应链中断，国际运营会带来新的业务风险。
Global Supply Chain Management Tips
Read these tips to help manage and mitigate risk when dealing with suppliers overseas.
Related Services
Risk Control
帮助公司识别和减少可能导致库存，设备和财产损害的知识，经验和技术能力。
Claim
我们的主张专家了解许多类型的行业，并知道可能发生的损失类型。我们投资于最新技术，以帮助我们的员工有效地管理索赔流程以推动积极成果。