Why Should You Choose Travelers for Your Workers Compensation Needs?

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Text, Travelers, with a red umbrella at the end. Why Our Workers Compensation May Be the Better Choice for You

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SPEAKER: When it comes to workers compensation, our top priority is protecting your organization and your people so your injured employees can return to work as safely as possible. Our focus on industry-leading analytics along with our innovative outlook on treatment can help support your employees through their recovery while controlling related medical costs and protecting you from fraud.

As the nation's largest workers compensation insurer, we better understand your company's unique needs and risks. We can help keep your people safe so they can help keep your organization running.

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Travelers Workers Compensation.
Contact your independent agent today

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Text, Travelers. Workers Compensation Flexible Solutions

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演讲者:工人compensa之间的区别tion policy that satisfies state requirements and a strategic plan that truly works for your business comes down to partnership. Travelers knows that being a good partner means adapting to how you want to run your business. One of the ways we've become the nation's largest workers compensation carrier is by offering flexible solutions that are better for you.

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Flexible Solutions

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Flexibility is about understanding your unique dynamics so we can better provide solutions to help keep your people safe and your business running.

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Consultation Flexibility

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Travelers can meet you where you are. Our risk control consultants can come to you or offer a virtual site visit. In either case, you get the benefit of technical specialists who can provide you with recommendations specific to your industry.

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Billing Flexibility

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How you pay is up to you. Choose installment options or pay as you go. With TravPay, workers compensation premiums can be automatically drawn every time your payroll is processed, giving you a better way to manage cash flow.

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Analytics Flexibility

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If your business faces high-risk scenarios, our e-CARMA analytic system can help you make better-informed decisions. e-CARMA was created with complex risk in mind. It's highly customizable to your business and makes accessing loss data faster and easier than ever before.

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Audit Flexibility

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With Travelers, even your premium audits come with options. Complete your workers comp audit in person or opt for a virtual audit with online educational support to help simplify the process. At Travelers, we won't stop developing flexible solutions that are better for how you want to run your business. For information on Travelers workers compensation's innovative resources, and responsive, reliable service, visit travelers.com.

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Travelers Casualty and Surety Company of America and its property casualty affiliates. One Tower Square, Hartford, CT 06183 This material does not amend, otherwise affect, the provisions of any insurance policy issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions, and any applicable law.

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Text, TRAVELERS. Workers Compensation, Responsive and Reliable Service.

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SPEAKER 1: Workers compensation may be a business requirement, but it can also be a strategic business asset. One reason why more businesses choose Travelers for workers comp coverage is our responsive and reliable services designed to be better for you and your employees.

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ADVANCED DATA ANALYTICS

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When there's an injury to one of your employees, Travelers offers a coordinated caring response to help the process run smoothly.

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RESPONSIVE SERVICE

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We provide strong support when your employees need it most. Travelers is the only workers comp carrier to offer a ConciergeCLAIM nurse program. These nurses are Travelers employees not outside vendors. They work directly with your injured employee face to face, in either English or Spanish. This patented program has proven to minimize recovery time, and reduce overall clean costs.

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Our TravCare Nurse Line partners can help triage an employee's injuries to determine the best course of treatment and align resources. Additionally, Travelers nurses will engage with your injured employees to assist them throughout their recovery process. Another key Travelers difference. Our specialized TravComp claim handling model separates claims into three units, investigative, critical claim, and return to work. Each unit is assigned a dedicated specialist to help get your injured employee back to work when medically appropriate. Responsive services like these lead to better outcomes for your organization.

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Text, RELIABLE SERVICE

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You can also count on advanced resources, like our Specialized Medical Audit Review Team, SMART, to help manage the total cost of workers compensation risk. These resources have helped to yield a $0.65savings for every medical dollar billed. You can also rely on the more than 250 professionals in the Travelers investigative services unit to help protect your business and your employees from becoming victims of medical fraud.

And finally, since Travelers has A++ rating from A.M. Best, you can trust us to be a stable, financially secure force in the industry, just as we have been for more than 160 years. Rather than dealing with what's gone wrong, Travelers responsive and reliable services free you up to focus on your organization's success. And that's just better for your business. Give your company the strategic advantage of a workers compensation plan from Travelers. Learn more about our innovative resources and flexible solutions at Travelers.com.

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Innovative resources and flexible solutions
Travelers dot com
Travelers Casualty and Surety Company of America and its property casualty affiliates. One Tower Square, Hartford, CT 06183 This material does not amend, otherwise affect, the provisions of any insurance policy issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions, and any applicable law.

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Text, Travelers. Umbrella logo. Workers Compensation innovative resources.

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SPEAKER: When selecting a workers compensation carrier, low premiums may not always be the most cost effective solution in the long term. What if choosing a workers compensation provider could actually be a critical component of your business strategy?

Travelers offers you a true strategic partnership that's better for your business. At Travelers, we're continually investing in innovative resources, because it's better for anticipating risks, better for workplace safety, and better for meeting your business goals.

Travelers works with technology vendors and artificial intelligence companies to help identify fraud by leveraging image analytics, behavioral data, and social listening. Our risk management information service, RMIS portal, provides self-service access to data, analytics, and data visualization tools.

Here, you'll find helpful performance analytics for peer comparisons, predictive risk modeling, geospatial alignment with weather events, and more. Having this knowledge helps us work together to develop an effective risk management program for your unique operations.

Because some workplace injuries can lead to chronic pain, which is often treated with opioid medications, we've developed the early severity predictor. It's a data driven way to help determine when an injured employee may be at higher risk of chronic pain, enabling earlier intervention and opioid use reduction.

What's more, the My Travelers for injured employees web portal provides convenient one stop digital access to the resources your injured employee needs to manage their recovery and return to work safely. A true strategic workers compensation partner helps you prevent employee injuries in the first place, whether on site or in the field.

My Travelers for business offers more than 1,000 online risk management resources, like Travelers Workforce Advantage, designed to help you build a stronger safety culture. Use our Risk Toolworks mobile app for easy on-the-go access, to help you understand and manage the unique risks facing your business.

At Travelers, we won't stop pursuing workers compensation innovations that are better for your employees and better for your business.

For information on our flexible solutions and responsive, reliable service, visit travelers.com.

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Flexible solutions and responsive, reliable service
Travelers dot com
Travelers Casualty and Surety Company of America and its property casualty affiliates. One Tower Square, Hartford, CT 06183 This material does not amend, otherwise affect, the provisions of any insurance policy issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions, and any applicable law.