Continuity Planning for Agribusinesses
业务连续性计划对于农场和牧场至关重要，他们可能面临从恶劣天气事件到供应链中断的风险。建造effective business continuity plan可以帮助阿勒businesses prevent long-term loss of income, protect employee safety and get back to business sooner after a disruption.
Even if your business isn’t directly impacted by a storm or other significant natural event, you could still be affected and in need of a continuity plan. Risks include supply chain disruption, such as if your suppliers or distributors are impacted by an event and can’t supply the products you need for production. Your continuity plan can include contingency suppliers and back-up plans for equipment, gas, food and shelter for animals, fuel, packaging materials and other business critical items.
Here are some steps to developing an agribusiness continuity plan:
“Every business has choke points or critical control points that could potentially fail,” said Scott Humphrey, a Travelers Risk Control professional. “Does your agriculture business have contingency plans in place to handle them?”
- Identifying, exploring and planning for these threat scenarios can help to make your business more resilient and better prepared to handle these risks.
- 考虑是否有权利insurance coverage for your businessand a合同风险转移计划in place. This is especially important for agribusinesses that hire third-parties to perform work on their farms and ranches, such as seasonal hired labor for harvesting or activities that bring the public onto the premises.
2. Conduct a Business Impact Analysis
- It’s more than just equipment and facilities that can be in short supply. Agriculture businesses also need field workers to harvest and employees who are trained to run increasingly technical equipment.
3. Adopt Controls for Prevention and Mitigation
Instituting a business continuity plan can help your business identify, prepare for and recover from an unexpected event, but it can also help reduce the impact of an event.
- Prevention and mitigation planning activities can help identify and remedy conditions that could lead to a fire or explosion from unsafe storage of fertilizer, for example. They can also include moving critical equipment to higher elevation in flood-susceptible areas.
- 确保您的business continuity planaddress emergency response, public relations, resource management and employee communications.
- After a storm or other incident, you’ll want to make sure you check on employees that may have been affected as well.
As your agriculture business evolves and new risks emerge, your business continuity plan should be updated to keep pace with those changes. Test and update it regularly, at least once a year and any time critical functions, facilities, suppliers or employees change. Train employees to understand their roles and responsibilities in the plan as well.
- Advances in technology are revolutionizing farming. Update your agribusiness continuity plan to include potential new technology that might not have existed when your plan was originally created, such as mobile milking stations that can be brought in when other equipment is offline.
- It’s also important to be aware that newer technology presents new risks that should be accounted for in your plan.
- Consider conducting hypothetical walk-throughs of different disruption scenarios, simulations and discussions with employees. A well-thought through plan can help your agribusiness get back up and running after an event.
Insurance can also be critical to weathering a business interruption. Travelers offers农场和牧场的保险这包括从了解该行业及其独特风险的专业人员获得风险评估服务。
Contact your Travelers agentto learn more.
Learn why a comprehensive business continuity plan is a critical part of any comprehensive disaster recovery strategy.
Agribusinesses should take steps to protect the property they’ve worked hard to build. Here’s guidance on some things you can do to be better prepared.
Extreme Weather and Your Business [Video]
Disaster events can affect any business, and getting back up and running may take longer than you think.