Business Owner's Policy
结合财产和责任保险,提供捆绑且负担得起的解决方案,以满足您的小型企业的一般需求。
也许它始于爱好或大胆的职业举动。您创业是有原因的,并进行了巨大的投资。商业保险有助于保护您的投资免受意外事件的财务影响,例如员工伤害,诉讼,自然灾害或人造事件。
合适的保险公司还可以提供洞察力和指导,以帮助您管理风险并避免索赔。这就是为什么对您的商业保险做出明智的选择会对您的业务的整体福祉产生重大影响。
结合财产和责任保险,提供捆绑且负担得起的解决方案,以满足您的小型企业的一般需求。
Provide benefits to your employees and protect your business when a work-related injury occurs.
网络保险不能阻止数据泄露发生。但是,当数据泄露发生时,它可以帮助您准备并做出响应。
Protect your business from liability risks resulting from professional services, advice or recommendations provided by your business.
Protect your business from liability risks if an employee should claim wrongful employment practices.
无论您是偶尔开车去现场会议还是每天向客户运送产品的驾驶员,都可以在旅途中保护您的业务。
发生灾难时,为您的业务提供了强大的保护层。
Flexible coverages such as Fidelity and Crime, Fiduciary Liability, Kidnap & Ransom, and Directors和Officers for your business.
在修理或更换财产时,帮助更换收入和支付费用。
Each project you work on is unique - and your insurance coverage should be too. Your clients depend on you to deliver on deadline and minimize the potential for design errors, and you can depend on us to provide a complete suite of property and casualty coverages to help protect your business and employees throughout the process.
我们削减了铅笔,为金融服务公司创建合理的保险解决方案 - 从会计师和财务顾问到抵押经纪人和财务计划服务。
Travelers business insurance protects medical professionals, including dentists, physical therapists and more with healthcare business insurance. Learn more today.
You work hard to keep your clients looking good, but we think you deserve a little attention yourself – like protection designed to make barbers, beauty salons and day spas look and feel their best.
Unlike our furry feline friends, your small business doesn't have nine lives. Our policies are designed to protect the needs of businesses like pet groomers, pet stores, and veterinarians – because our four-legged friends count on you.
你提供一个高水平的专业知识和指导that your customers trust and value. We offer the same when it comes to protecting specialty services – from interior designers to real estate agents.
Matching your customers with the right product is vital to your success. It's vital to ours as well! From florists to hardware stores, we provide solutions designed to meet your retail store needs.
Service businesses, including dry cleaners, funeral homes and photographers, are near and dear to our hearts. We are kindred spirits in our pursuit to deliver tailored solutions for the real-world needs of our customers.
Step one to keep your clients' technology up and running – you need to be up and running too. Don't get your circuits crossed – get the key coverages IT consultants, software programmers and web developers like you need to protect your technology.
We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs.
我们知识渊博的索赔专业人员将以速度,同情,正直和专业精神来满足您的需求。这是我们的业务,以帮助您保持业务。
Your business operations may ebb and flow based on market conditions. That fluctuation could affect the amount you pay in insurance premium.
MyTravelers®商业用途offers small business policy holders online access to pay your bill, get a copy of your policy, request certificates and more...
去无纸化!支付你的商业保险法案,密苏里州nitor your account and sign up for automatic recurring payments—all online.
许多新企业主选择被称为企业主政策(BOP)。该政策包括专门为小型企业设计的覆盖范围。
一个boptypically covers three major items:
企业通常需要携带多种保险,并且您的业务保险需求可能是高度个性化的。知识渊博的代理可以帮助您找到正确的解决方案。对于某些州而言,携带保险是必需的。要求也可能因您拥有的业务类型和员工人数而有所不同;但是,在大多数州,法律要求工人的赔偿,强烈建议使用。
除了BOP之外,您可能还需要其他类型的小型企业保险范围,该保险基于您所做的工作,公司的规模和位置。这些可能包括:
随着业务的扩大,您可能会超越标准企业主的政策,并需要更多的保护。最好每年审查您的保险范围,并确定任何其他保单是否会提供更有益的风险保护水平。
Business insurance can be adapted to your specific business needs. Recommended coverages often depend on the type of business you have and the risk protection your business will need to stay healthy and whole. At a minimum, you should carry business property and business liability insurance – this often comes in the core business owners policy, or BOP. If you've never shopped for a business policy, a Travelers agent can help you sort through the options and suggest policies that best fit your company. You can在这里找到代理商。
Risks, and therefore coverage needs, certainly vary by industry. A knowledgeable insurance agent can discuss which coverages companies similar to yours might carry. You can also view recommended coverage for key industries here.
您的代理商可以根据公司规模和行业建议最佳的责任承保范围。关键是要确保您有足够的覆盖范围,如果出现问题。确保与您的代理商公开谈论您的需求和相关成本,以帮助您为业务做出最佳决定。
一句话,是的。随着业务的增长,与保险代理建立牢固的专业关系将帮助您长期帮助您。选择与了解经营小型企业所面临的独特挑战并花时间了解您的特定保险需求的人一起工作。您的代理商将帮助您根据公司的需求量定制您的保险单,并帮助确保您受到保障。
一个s a business owner, you should always feel comfortable with the amount of insurance you carry. Insurance can help you recover from events that would otherwise threaten your company and reduce the likelihood of staying in business. The key is to ensure you understand the true value to repair or replace what you have. When customizing a policy, your agent should take your location, your industry risks and your personal risk tolerance into account.
Here are some of the more important terms to help you understand your policy.
您的企业有员工吗?您可能需要拥有工人补偿保险。查看此覆盖范围如何保护您和您的员工。
General liability can help you protect your business if someone claims that it caused them harm or loss and they take legal action. Here's what you need to know.
There are many factors to consider when operating your own business, including the importance of having property insurance. Here's what you need to know.
Business income and extra expense insurance can help your business meet its financial obligations in the event disaster strikes. Here's what you should know.
Does your small business need commercial auto coverage? Get answers to common questions about this insurance and find coverage that's right for you.
为什么对小型企业如此重要的雨伞保险政策?这是您应该知道的。
探索我们的一站式业务保护方法。
一个simple and practical guide to understanding the risks a modern small business workplace faces.
The modern office can now mean workers contributing from remote locations, increased use of mobile technology and environmental changes like having pets in the office. Do you know how these changes pose new safety threats and liabilities for your business?
对于可能在传统办公室以外的各种偏远地区工作的现代工人来说,笔记本电脑和平板电脑的使用正在增加。
作为企业主或员工,您可以采取许多预防性步骤,以帮助确保公司的数据安全。
Distracted walking incidents have been on the rise in recent years. Create a distracted walking policy with distracted walking safety tips.
车辆人体工程学是旅途中工人健康和安全的关键。了解有关驾驶人体工程学的知识,以帮助预防移动时受伤。
Sitting at a desk all day can put stress on your body. Learn how to create an ergonomic workstation setup to help prevent injury.
The modern office sees new ways for employees to be productive, like exercise balls and standing desks. The improper use of these devices can lead to discomfort and injuries.
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