商业汽车保险
If your business owns vehicles, Commercial Auto Insurance can provide financial protection should you or an employee become involved in an auto accident while in a company-owned vehicle.
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旅行伞。
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发言人:什么是商业汽车保险?无论是交付商品还是与客户会面,接种用品或将设备运送到工作现场,将您的业务和车辆带到路上对于您的日常运营至关重要。商业汽车保险旨在弥补您或雇员在出于工作目的开车时发生事故的损失。
您可能会认为自己受到个人汽车政策的涵盖,但这并不是为您和您的员工所面临的风险类型而设计的。实际上,大多数个人汽车政策都包含用于业务使用的排除。商业汽车保险可以覆盖商业拥有的车辆,例如车辆或卡车的机队,甚至是您自己的汽车,以及您租用,租赁或借用的车辆。当员工使用其个人车辆开展业务时,它也可以提供帮助。
商业汽车保险不包括您的企业主政策。但是您可以单独购买,大多数州要求企业拥有最少数量的商业汽车保险。因此,请确保您的业务免受道路风险的保护。要开始使用商业汽车保险和其他商业保险解决方案,请联系旅行者独立代理商或访问Travelers.com。
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版权2018 Travelers赔偿公司。版权所有。旅行者和旅行者伞徽标是美国和其他国家旅行者赔偿公司的注册商标。
You may qualify for a discount on your Commercial Auto Insurance policy if you have multiple commercial policies with Travelers.
保护您的业务
对于旅行者,您可以期望您的商业汽车保险单提供:
- 责任覆盖范围*– protection for bodily injury and property damage to others with limits of up to $1 million
- 身体伤害覆盖范围*– protects an owned vehicle against accidental loss or damage
- 碰撞覆盖范围– covers losses resulting from the collision of your covered vehicle with another object or the overturn of a covered vehicle.
- Comprehensive Coverage- 涵盖了由于碰撞或翻转以外的任何损失原因造成的损失。在此覆盖范围内可用与动物或鸟类发生碰撞。
*适用排除
其他覆盖范围选项
You can easily and affordably add 13 coverage enhancements by choosing theSelectAuto CoveragePlus®代言。亮点包括:
- 自动租赁差距覆盖范围- 如果总损失,则涵盖了未偿贷款金额和车辆现金价值之间的差额。
- Employee Hired Auto Coverage– provides hired liability and hired physical damage coverage to employees who rent vehicles in their own name while on company business.
- 毯子额外的保险范围– eliminate the need to list each person or company you are in contract with as an additional insured.
找到一个代理
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获取代理商提供的个人服务和关注。
在您所在地区找到当地代理:
相关产品和解决方案
企业主政策(BOP)
结合财产和责任保险,提供捆绑且负担得起的解决方案,以满足您的小型企业的一般需求。
Insights & Expertise

选择安全驾驶员的提示
Hiring safe drivers and following these driver screening tips can help reduce business liability in case of an accident.

Elements of a Fleet Safety Program
正式的车队安全计划可以帮助最大化车队效率,提高安全性等等。

赢得Combination
An arcade game manufacturer's sole delivery truck is damaged before a new product launch. The quick response by Travelers gets their vehicle back on the road in time.
赢得Combination
赢得Combination
An arcade game manufacturer's sole delivery truck is damaged before a new product launch. The quick response by Travelers gets their vehicle back on the road in time.
An arcade game manufacturer's sole delivery truck is damaged before a new product launch. The quick response by Travelers gets their vehicle back on the road in time.